Trafic is unique
Trafic does not promise the sky
Before we built Trafic, we searched exhaustively for FP&A apps that could help us build cashflow projections without having to resort to building a detailed financial model in Excel.
Every app was the best, was the simplest to install and use, had the best-looking dashboard and visuals, and, was either easy to use or intuitive.
Most of the more useful ones, essentially made it easier to build a financial model, without having to use Excel. Others needed to link to the accounting data base and then essentially extrapolated trends with adjustments.
All required an email address so the sales team could get in touch and understand the requirements better. All had extensive trial periods that allowed you learn how to use and then test their product on your data.
They all promised the sky, and it was up to you to spend time and effort to see if their definition of sky was the same as yours.
We ensured that Trafic focused on what businesses really needed and to allow users to decide what features they wanted to use. They did not have to build a financial model. There would be no sales pitch, no requirement to customize, no need for a trail period, no need to download historic data. It would all be on one screen. What you see is what you get.
So, we have Demo videos, that show you, step-by-step, exactly what input is required and how it impacts your financials. Nothing is left out. What you see is what you get.
Trafic's blue sky dreams are for the environmment.
Everything you need on one screen
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Income statements
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Cash & Bank balances
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Sales and gross margins
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Balance sheets
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L/C balances
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Key ratios
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Operating & Financing cashflows
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Balance sheet composition
Trafic takes you step by step through the order process
Trading businesses know that buying is often as difficult as selling. How much do you need to order and when do you order? Ordering too much too soon will tie up your money in inventory. Not ordering enough will mean losing sales. Trafic calculates orders based on expected sales. It times the order, taking account of lead time (time required by the supplier to produce and ship your goods), shipping time, and the time to get them cleared from customs and ready for sale. So you have the inventory you need, just in time.
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Often, a supplier will only agree to process your order, if supported by a letter of credit (L/C), and/or a deposit.
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To open a LoC, you will need a LoC facility from your bank. The bank in turn may require a deposit to open the LoC.
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Your order will be shipped after the lead time, or the time to produce the goods and shipping them to you.
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Once shipment ios made, the supplier will present the shipping documents to his bank, who will pay in line with the terms of the LoC. The supplier's bank will then collect the funds from your bank. If you do not have the funds, you will to borrow the funds from your bank. Either in the form of a short-term credit facility or run up an overdraft.
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Once, the goods arrive at port, you will need to pay import duties and other clearance costs.
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They will then need to be processed or assembled to be ready for sale.
Trafic accounts for all this and computes your orders such that you have just-in-time inventory.
Trafic allows you to project:
how much you need and how best to structure your capital
Having the cash to pay your bills on time is what keeps businesses afloat. But how much is enough is a tough question. Businesses obviously want as much as possible and as cheaply as possible. Investors want to invest as little as possible without increasing the level of risk in the business. Bankers want to reduce their exposure by minimizing their risk by structuring facilities such that they meet the needs of the business and allow for adverse market conditions. Getting it right not only requires the financial projections but also the ability to test different capital sources: Shareholder loans or long-term loan or short-term loans?
Trafic allows you to test the impact of different capital structures, easily and confidently.
Businesses want the maximum and most flexible source - shareholder equity
Investors want to maximize their investment by leveraging it with debt.
Trafic helps you optimize your capital structure
Bankers want a debt structure that can be supported by leverage and liquidity ratios
